1.2%once
Platform fee
- Charged on
- On the amount you put in
- Charged when
- When the deal closes
Covers finding the asset, negotiating the price with the developer, due diligence, and setting up the dedicated property company. Paid once and never again.
Fees
Two fees. That is the whole list.
A 1.2% platform fee once, and a 0.8% management fee for each year you hold. Both numbers come from the same data the opportunity pages show. Below they are converted into shekels on a real minimum ticket, so nothing has to be taken on trust.
What Habi charges
Every opportunity in the catalogue carries the same two fees. Nothing else on this list is a Habi charge.
0.8%a year
Management fee
- Charged on
- On the value of your holding
- Charged when
- Every year you hold
Covers investor reporting, trustee and audit coordination, the property company's tax filings, and day-to-day oversight of the asset.
0 ₪to look
Everything before that
- Charged on
- Nothing is charged on your money
- Charged when
- Browsing, comparing, requesting
Browsing opportunities, reading documents, running the numbers, and submitting a non-binding demo request all cost nothing. In this private beta no funds move at all.
Where the numbers come from: fees are stored on each offering in basis points — 120 for the platform fee and 80 for the management fee. One hundred basis points is one percent, so 120 reads as 1.2% and 80 reads as 0.8%. The same values render on every opportunity page.
Put your own number in
Pick an opportunity, set an amount, and the fee in shekels appears with the arithmetic next to it.
7,500 ₪
Step 3 — what that costs you
Platform fee — charged once
7,500 × 1.2% = 90
Taken when the deal closes, not before.
90 ₪
Management fee — every year you hold
7,500 × 0.8% = 60
Per year, for as long as you hold.
60 ₪
Management fee across the target hold
60 × 6 = 360
Target hold for this opportunity: 6 years.
360 ₪
Everything Habi charges, over the whole hold
90 + (60 × 6) = 450
450 ₪
- Share of the money you put in
- 6.0% across 6 years
- Average cost per year
- 1.0% a year
Read the fees against the target, never on their own
- Target total return, before fees
- 5.0%–9.0%
- Habi fees, per year
- − 1.0%
- What is left of the target
- 4.0%–8.0%
Straight-line arithmetic, not compounded, and Habi fees only. Taxes, third-party costs and currency conversion are separate and are listed further down this page. A target range is the filter we underwrite against, never a promise — the real result can be lower, zero, or negative.
The same sum, written out
Two real minimum tickets from the current catalogue, line by line, at the minimum each opportunity actually asks for.
Sde Dov Seafront Phase One
Tel Aviv · target hold 5 years
- What you put inMinimum entry for Sde Dov Seafront Phase One
- 32,000 ₪
- Platform fee, once32,000 × 1.2% = 384
- − 384 ₪
- Management fee, per year32,000 × 0.8% = 256
- − 256 ₪
- Management fee across 5 years256 × 5 = 1,280
- − 1,280 ₪
- Total Habi fees384 + 1,280 = 1,664
- 1,664 ₪
- As a share of your money5.2% across 5 years, so about 1.0% a year
- 5.2%
This opportunity targets 6.5%–12.3% a year before fees. Taking off the roughly 1.0% a year above leaves 5.5%–11.3% a year, before tax and third-party costs. A target is what we underwrite against — the outcome can be lower, zero, or negative.
Neve Tzedek Heritage Conversion
Tel Aviv · target hold 6 years
- What you put inMinimum entry for Neve Tzedek Heritage Conversion
- 25,000 ₪
- Platform fee, once25,000 × 1.2% = 300
- − 300 ₪
- Management fee, per year25,000 × 0.8% = 200
- − 200 ₪
- Management fee across 6 years200 × 6 = 1,200
- − 1,200 ₪
- Total Habi fees300 + 1,200 = 1,500
- 1,500 ₪
- As a share of your money6.0% across 6 years, so about 1.0% a year
- 6.0%
This opportunity targets 5.4%–7.5% a year before fees. Taking off the roughly 1.0% a year above leaves 4.4%–6.5% a year, before tax and third-party costs. A target is what we underwrite against — the outcome can be lower, zero, or negative.
When each fee actually lands
A fee percentage means little until you know the moment it is taken. Here is the order.
- 1
While you browse
0 ₪
Minimum entry, fee percentages, target hold, and data confidence appear on every opportunity page before you do anything.
- 2
When the deal closes
Platform fee 1.2%
Charged once on the amount you put in. Third-party costs — legal, trustee, escrow, audit — are disclosed per deal and passed through at cost.
- 3
Every year you hold
Management fee 0.8%
Reports should separate gross income, operating costs, reserves, this fee, taxes, and the net result — so the fee is always visible next to what it bought.
- 4
At exit
No Habi exit fee
Habi charges nothing to sell. Sale costs, betterment tax, and any currency conversion still apply, and liquidity is never assured — a buyer has to exist.
The questions people actually ask
Is the management fee charged on my profit or on my money?+
On the value of the holding, not on the profit — so it is charged whether the year went well or badly. That is the honest reading, and it is why the fee has to be judged against the target range and not in isolation. On the minimum tickets above that is 256 ₪ and 200 ₪ a year.
Do I pay anything if I never go ahead?+
No. Browsing, comparing, reading the documents and submitting a non-binding demo request are free, and in this private beta no funds move at all. The platform fee exists only where a deal actually closes.
Is there a fee for selling or leaving?+
Habi charges no exit fee. That is not the same as being able to leave: a secondary transfer needs legal approval and a buyer on the other side, and neither is assured. Sale costs and tax on any gain are separate from Habi's fees.
Does Habi take a cut of anything else?+
Third-party invoices — legal, trustee, escrow, audit, tax filing — are passed through at cost with no markup and no rebate to Habi, and are listed per deal. Currency conversion carries no Habi spread. If a future deal introduces any other charge, it has to appear in that deal's signed documents before anyone commits.
Costs that are real but are not Habi fees
These reduce what you end up with just as much as a fee does. Keeping them off the fee line is a labelling choice, not a discount — so they are listed here in full.
Running the property
Property management, repairs, insurance, municipal rates, building committee, reserves, and vacant periods sit inside the property company's accounts, not in Habi's fee line.
Repairs and reservesInsuranceVacancy
Tax, legal and documents
Purchase tax, betterment tax on a gain at sale, legal opinions, trustee and escrow costs, registration work, and foreign-investor reporting all reduce the net result and are disclosed per deal.
Legal reviewPurchase and betterment taxTrustee and escrow
Banking and currency
Participants sending money from abroad may face transfer fees, conversion spreads, withholding, and documentation requirements. Habi adds no markup on conversion.
Bank transferCurrency conversionWithholding and reporting
Passed through at cost
Where a third party invoices the property company, that invoice is what the company pays. Habi does not mark it up, does not take a rebate on it, and lists it per deal.
No markupNo hidden FX spreadDisclosed per deal
Planned — not charged in the beta
The success fee we intend to add, and its hurdle
Habi's underwriting filter targets at least 6% a year net to participants, and the plan is that Habi shares in profits only above that hurdle: participants get their capital back plus the hurdle first, and only what is left over is split. A deal that returns less than the hurdle would earn Habi no success fee at all.
This layer is not priced into the beta data and is not included in any number above: the only fees on the current opportunities are the 1.2% platform fee and the 0.8% management fee. The hurdle is a filter and an alignment tool, not a floor and not a promise — a real result can be lower, zero, or negative, and the final terms have to appear in signed offering documents.
What banks and investors will expect
A professional platform needs clear fee disclosure, signed agreements, source evidence, audit trails, KYC/AML readiness, and a visible separation between demo estimates and approved terms.
Not included in demo pricing
No real KYC provider fee is active.
No real payment, escrow, trustee, or custody provider is active.
No legal, tax, or securities opinion has been attached to demo opportunities.
No liquidity, sale price, rent, inflation, or currency outcome is assured.
See the fees on the opportunities themselves
Every opportunity page repeats these two percentages next to its minimum entry, target hold, and target return, so the fee is never a separate conversation.